Is creating generational wealth a goal of yours? It’s a goal of ours.

Ben talks about this topic quite a bit…at least at home he does. Since neither of us will be inheriting much, if anything, it’s important to us that we leave our children something that will not only help them, but also help our grandchildren.

Generational wealth isn’t as common now as it has been historically. It seems that as you hit 2nd and 3rd generations, the money seems to disappear. Well, it doesn’t disappear, it’s spent unwisely and/or not given the same level of importance as previous generations.

Part of the reason for this is that we aren’t taught much about financial education. I know that some schools are doing a better job of this now. Our daughter was required to take a Personal Finance class in high school, and it did teach her some valuable things, but many important topics were missing, such as cryptocurrencies and creating generational wealth.

Lucky for her, she has us and her dad (who happens to be an Accountant). Together, we have and continue to teach her about finance, cryptocurrencies, debt, credit cards, etc…you know the stuff you really need to know about as you become an adult.

One of the great things about cryptocurrency is that if you’re a HODLER (like we are) then it’s a great tool in building your generational wealth wheel. But, like any wheel, it has many spokes, and you must build other spokes for this wheel to operate well. Those other spokes might include life insurance, stocks and bonds, real estate, maybe a business, and higher education.

We aren’t looking to make life a cakewalk for our kids and grandkids by creating generational wealth. We’re looking to make some parts of life easier – because life is hard enough – and we’re hoping that we taught them well enough to understand the importance of generational wealth – and why they are the key to keeping the wheel going for their future children and grandchildren.

Whether you’re a young person into cryptocurrency – or an older person – you likely have your own financial goals. But take a minute and think about the legacy you want to leave behind.

This is your journey. We’re enjoying our cryptocurrency journey, and we’re excited about the future and building our legacy.

Does that mean we don’t take awesome vacations? No way! We need those getaways to recharge. Bitcoin Ben and I love taking trips together – whether with our friends or just the two of us – this is also part of our legacy – a long-lasting and happy marriage. How much we have left at the end of this journey we call life is just icing on the cake.

References/Related Articles: – Good Quote: “[Cryptocurrency] It is the longest running peaceful protest against the establishment.” – Good Quote: “Any family inheritance plan must include Bitcoin as a hedge against the uncertainties of the world and ever-inflating fiat currencies.”

Kelly Wisness-Semchee has been Bitcoin Ben’s wife for more than 11 years. She has spent 20+ years in marketing and communications for various companies, including 13 years in healthcare specifically. She holds a bachelor’s degree in Public Relations and an MBA. Kelly resides with “Bitcoin” Ben, their fur babies “Litecoin” Little and Lacie, and daughter Alexa in the St. Louis area. Learn more at

Copyright © 2021 by Kelly Wisness-Semchee